Tala Loan App APK – Quick & Easy Access to Credit in Kenya
Looking for fast and reliable credit in Kenya? Tala Loan App is one of the country’s most trusted financial apps, offering a personal line of credit directly on your phone. With over 10 million users worldwide and full licensing from the Central Bank of Kenya, Tala makes borrowing simple, secure, and accessible to anyone with a valid ID and mobile number.
Unlike traditional loans, Tala now offers continuous access to credit—apply once and keep borrowing against your limit of up to KSh 50,000 whenever you need extra cash.
Why Choose Tala Loan App?
✅ Simple Application – Just 1 ID needed, no paperwork.
✅ Fast Approval – Cash sent to your MPESA within minutes.
✅ Flexible Terms – Choose repayment dates up to 120 days.
✅ Low Rates – Interest as low as 0.3% per day.
✅ No Collateral Needed – 100% unsecured loans.
✅ Trusted – Licensed and regulated by the CBK.
How Tala Works
Download & Apply
Install the app, answer a few quick questions, and get your personalized credit offer in just 5 minutes.
Choose Your Loan Terms
Select the amount you want to borrow and your repayment period (up to 120 days).
Get Instant Cash
Approved funds are sent straight to your M-PESA wallet.
Enjoy Continuous Access
Once approved, you don’t need to reapply every time—borrow against your limit whenever you need.
Easy Repayments
Repay using M-PESA Xpress or Paybill number 851900. Make partial or full payments anytime before your due date.
Who Can Apply?
- ✔ Kenyan residents aged 18+
- ✔ Valid National ID holder
- ✔ Registered mobile number
Tala App Highlights
- 🎯 Full Control – No auto-debits, you choose when to repay.
- 💡 Transparent Pricing – Only pay interest for the days you borrow, no hidden fees.
- 🚀 Fast Limit Growth – Start small and grow your credit limit up to KSh 50,000 quickly.
- 🔐 Secure & Private – SSL encryption ensures your data is protected.
- 🎁 Referral Bonus – Earn KSh 500 off your next loan by inviting friends.
Loan Terms & Example
- Credit limits: KSh 1,000 – KSh 50,000
- Interest: 0.3% – 0.6% daily
- APR: 109.5% – 219.0%
Example:
Borrow KSh 10,000 at 0.3% daily for 120 days.
Interest = KSh 3,600
Total repayment = KSh 13,600
A one-time late fee of 8% applies if repayment is overdue.
Final Thoughts
The Tala Loan App APK is a perfect solution for anyone in Kenya who needs fast, flexible, and reliable access to credit. With quick approvals, fair rates, and continuous borrowing power, Tala is helping millions of users take control of their finances.
📲 Download Tala App today and enjoy instant credit right on your mobile!
